What fees really cost
What will a wealth advisor cost you over your lifetime?
"It's only 1% a year" sounds small. But that 1% comes out of your whole balance, every year, for decades, and it takes the growth that money would have earned with it. Move the sliders and see your number.
Assumes a 7% average yearly return before fees, investing until age 65, and low-cost index funds at 0.05% either way.
By age 65, an advisor charging 1% could cost you
$0
- Fees you'd pay directly
- $0
- Growth those fees would have earned
- $0
You can learn to do this yourself.
A simple, low-cost plan isn't complicated. It's just never been taught. Inside the Academy you set it up once, step by step, and it runs automatically after that. You keep control, and you keep the difference.
Illustration only, not a prediction or advice. Real returns vary and can be negative, and fees differ by advisor. A good advisor can be worth it for complex situations; the point is to know what you're paying and what you're getting for it.